Closed-Loop Transaction Ecosystem
We develop innovative, easy-to-use products that empower your business to effectively manage its own exclusive closed-loop transaction system. All our products are designed to operate within a confined network, ensuring that all transactions are processed internally and reinforcing your brand identity.
Market-Tested Solutions
Our key products—iAuth, FleetOps, and LoyaltyOps—are expertly crafted to operate cohesively within a closed-loop ecosystem. These innovative solutions ensure secure, fast, and reliable transactions, whether at fuel stations or through loyalty programs, facilitating seamless operations for businesses of all sizes. All our products are developed in-house, reflecting our commitment to providing cutting-edge tools that drive your business’s success.
We focus on creating scalable and adaptable systems that evolve alongside your needs. With a modular design, our solutions enable you to customize and scale your operations according to changing market demands, seamlessly integrate with third-party platforms, and expand with minimal disruption.
Additionally, our products are built to handle high transaction volumes, ensuring that your business can efficiently manage large-scale operations without compromising performance.
Our Flagship Products
We offer a range of in-house developed solutions designed to streamline your business operations. Our key products include iAuth, a rule-based authorization engine, FleetOps for managing fuel card programs, and LoyaltyOps for efficient loyalty management. Each product is designed to optimize efficiency, enhance security, and support high transaction volumes across multiple industries.
Key Metrics
- In operation since 2018.
- Authorizes up to 20 million transactions monthly.
- Deployed in 2 countries.
iAuth: Rule-Based Authorization Engine
iAuth is Southeast Asia’s first standalone, rule-based authorization engine, designed to ensure uninterrupted transaction processing even when your backend systems are not available due to various reasons, and automatically synchronises the transactions when the backend host becomes available. It allows control parameters to be updated in real-time without affecting live transactions, making it a reliable and flexible solution for handling high transaction volumes. With seamless integration options via TCP (ISO 8583) and HTTP (REST API) communication protocols, iAuth can easily connect with your external systems, including indoor and outdoor payment terminals, kiosks, and mobile applications.
Since its launch in 2018, iAuth has become a trusted solution for businesses needing secure and high-speed authorization, handling up to 20 million transactions per month.
Features
- Modular design that enables easy extension and continuous enhancement of the controls through a plug-in approach.
- Restrictions, velocity limits, and balance controls can be implemented at various levels of account and card hierarchies.
- Each core of iAuth can authorize more than 5 million transactions daily, with a throughput of 60 transactions per second.
Key Metrics
- In operation since 2008.
- Currently processing over 300 million liters of fuel transactions monthly.
- Deployed in 4 countries.
FleetOps: Fuel Card Management System
FleetOps is a comprehensive, cloud-agnostic, web-based all-in-one solution that helps streamline your entire end-to-end fuel card operations. It simplifies processes such as tracking fuel purchases, card issuance, and generating reports, all within a single user-friendly platform. With over 80 APIs and 30 modules with a wide range of features and functionalities, FleetOps integrates easily with external systems, ensuring smooth interaction between your fuel stations, merchants, and cardholders. FleetOps’ ability to securely process high-volume transactions, flexibility to manage balances in both monetary value and volume (liters), and its capability to process payment through various channels (physical / virtual card-based) allows the expansion of your business to create various fuel card programs. Trusted by leading fuel retailers, government agencies and financial institutions across Southeast Asia, FleetOps is a reliable and efficient fuel card management system in operation for over 15 years.
Its ability to securely process high-volume transactions while supporting various payment channels makes FleetOps an essential system for your business in managing complex fuel card operations.
Features
- Supports both prepaid and postpaid functions.
- Efficiently handles card issuance, card acceptance and authorization all in one platform.
- Includes option to enable self-service customer portal, allowing your customers to access and manage their fuel card services independently.
Key Metrics
- In operation since 2018.
- Processes 3,500 transactions per hour.
- Helped businesses acquire 16.8 million members till date.
LoyaltyOps: Loyalty Management System
LoyaltyOps is a cloud-agnostic, all-in-one platform that streamlines the management of loyalty points, allowing your business to manage earning, tracking, and redeeming of loyalty points effortlessly. It supports real-time updates, ensuring that your users see their latest points balance instantly after every transaction, whether transactions are made in person or online. Points can be awarded based on various factors, including the types of products and services purchased, spending pattern and membership level. With over 50 APIs in its library, LoyaltyOps integrates seamlessly with your external systems, providing your business with the tools to manage points campaigns effectively.
LoyaltyOps has been trusted by major brands, including Asia’s largest low-cost airline, demonstrating its reliability as a proven product capable of managing ultra-high transaction volumes, making it perfect for loyalty program management.
Features
- Supports both physical card and virtual card membership.
- A versatile platform for managing points transactions, covering various aspects such as issuing, redeeming, transferring, converting, and managing points through campaigns and subscriptions.
- Includes option to enable self-service portal, allowing your members to independently access and manage their loyalty points and rewards.
Make An Enquiry
Curious about how Cardtrend’s solutions can benefit your business? We’re here to help! Whether you’re looking for customized payment systems, regulatory compliance support, or innovative technology, reach out to us today. Let’s discuss your needs and explore how we can drive success together. Make an enquiry now!
Related Case Studies
Our case studies highlight the real-world success of Cardtrend’s solutions across diverse industries. See how we’ve helped businesses improve payment systems, enhance customer engagement, ensure regulatory compliance, and optimize operations. Explore these success stories to discover how our innovative technologies can drive impactful results for your business.
Staying Competitive In The Fuel Card Business In Malaysia
Cardtrend’s FleetOps helped a leading Malaysian fuel retailer launch a prepaid fuel card program tailored for SMEs. The solution provided end-to-end management, seamless integration, and real-time tracking, expanding the retailer’s customer base and improving operational efficiency.
Improving Customer Loyalty In Fuel Retail
Cardtrend helped a leading oil company in the Philippines launch its first loyalty program using the LoyaltyOps platform. The solution offered real-time points tracking, flexible redemption options, and fraud prevention. The loyalty program increased customer enrollment, boosted in-store traffic, and enhanced customer engagement, driving repeat business in a competitive market.