YEARS IN BUSINESS
Transform your business with our digitization solutions
24 Years of Expertise: Delivering High-Volume, Compliance-Driven Integrations. Since 2001, we’ve built a strong reputation for seamless solutions and exceptional client retention, ensuring your business operations run smoothly and efficiently.
24
5
COUNTRIES WE OPERATE IN
10+
YEARS OF CLIENT PARTNERSHIP
Proven Expertise
Our commitment to quality and reliability is reflected in our strong client relationships, with many working with us for over a decade. We focus on delivering innovative, secure and efficient integration solutions designed to meet the evolving needs of businesses across the region.
Our Solutions
As a key player in the transaction ecosystem, we have been at the forefront of delivering specialized closed-loop transaction solutions exclusively for B2B clients. With over 23 years of expertise in managing high-volume, compliance-driven integrations, we take pride in being the first in ASEAN to achieve PCI-SSF certification.
Closed-Loop Transaction Ecosystem
With over a decade of experience in closed-loop transaction ecosystems, we have developed solutions specifically tailored to address the unique needs of businesses. Our flagship products—iAuth, a standalone rule-based authorization engine; FleetOps, a comprehensive fuel card management system; and LoyaltyOps, a dynamic loyalty management platform—are engineered for seamless integration, scalability and efficient handling of high transaction volumes.
Universal Card Management System
Cardtrend Innovations is spearheading the development of our Universal Card Management System (UCMS), launched in 2022. UCMS streamlines the management of various payment instruments through modules for eight card types, including gift, medical, credit, and fuel cards. Its modular architecture provides scalability, enabling businesses to easily adapt and expand as their needs evolve.
Partner Solutions
We establish strategic alliances with technology partners, acting as both a reseller and implementor. Our partner ecosystem includes providers of AI-powered procurement platform, smart facility operations and management solution and comprehensive contact center services. These partnerships enhance our clients’ operational efficiency.
Client Support Services
Our client support services provide comprehensive software maintenance and IT operations, including Level 1, 2, and 3 application support, system monitoring, and regular updates. We offer professional training, feature enhancements, and change requests tailored to business needs. Our dedicated team ensures seamless operations, meeting all SLAs and client requirements efficiently.
The Cardtrend Group of Businesses
The Cardtrend Group of Companies is a dynamic organization fostering transformative innovation through its specialized business units. At its core, Cardtrend Systems designs and manages closed-loop transaction ecosystems, while Cardtrend Infinity integrates partner solutions, advancing Research & Development with Cardtrend Innovations and expanding its global footprint through Cardtrend UK.
Cardtrend Systems
Cardtrend Systems, our core business unit, specializes in developing and delivering in-house solutions for closed-loop transaction ecosystems. With a strong presence in Southeast Asia, we currently serve key markets including Malaysia, Brunei, the Philippines and Thailand.
Cardtrend Innovations
Cardtrend Innovations, our R&D business unit, drives innovation with cutting-edge solutions tailored to the evolving transaction ecosystem. Our goal is to ensure clients stay ahead with the latest tools and technologies for seamless, efficient operations.
Cardtrend Infinity
Cardtrend Infinity specializes in system integration and partner solutions implementation. By collaborating with external partners, we deliver solutions that go beyond our in-house capabilities, targeting sectors such as energy, public services and healthcare. As both resellers and implementers, we ensure seamless integration and optimal functionality across systems through our strategic partnerships.
Cardtrend UK
Cardtrend UK, our first overseas office, expands our global presence and serves as a gateway to new markets. Focused on delivering our in-house closed-loop transaction ecosystem solutions, we target key regions including the UK, Europe and Africa, driving growth and innovation on a global scale.
Our Affiliations
Cardtrend is affiliated with some prominent key industry organisations and we’re an approved vendor within our client’s vendor management system.
Malaysia Digital Status
(Malaysia)
PIKOM
(Malaysia)
PETRONAS
(Licensed Supplier)
Fleet Cards Europe
(Associate Member)
e-Perolehan
(Malaysia)
MATRADE
(Malaysia)
Crown Commercial Service
(United Kingdom)
Our Case Studies
Explore our success stories through a collection of in-depth case studies. Each showcases how the Cardtrend Group of Companies has delivered innovative, compliance-driven transaction solutions across industries. From seamless system integrations to groundbreaking R&D, our case studies highlight the measurable impact we’ve made for clients worldwide.
Mobility
Enhancing Customer Loyalty In Mobility Solutions
Cardtrend UK’s Universal Card Management System (UCMS) leverages emotional and contextual data to strengthen customer loyalty in the mobility sector. By rewarding eco-friendly behaviors and integrating personalized rewards, businesses can enhance customer lifetime value, reduce brand switching, and foster deeper connections.
Financial Services
UCMS For Responsible Microcredit Management
Cardtrend’s Universal Card Management System (UCMS) offers a secure, real-time solution for responsible microcredit management, designed to meet the growing demand for financial inclusion. UCMS reduces defaults by up to 40%, ensures proper fund usage, and empowers microfinance institutions, NGOs, and governments to efficiently manage and track microcredit operations.
FleetOps
Elevating Card Management Through IT Operations
Cardtrend partnered with a leading energy corporation in Malaysia to streamline IT infrastructure for fuel card operations using FleetOps. By providing specialised support, proactive monitoring, and managing third-party hosting, Cardtrend ensured 99.9% uptime, improved operational efficiency, and scalable solutions.
Fuel Retailing
Improving Customer Loyalty In Fuel Retail
Cardtrend helped a leading oil company in the Philippines launch its first loyalty program using the LoyaltyOps platform. The solution offered real-time points tracking, flexible redemption options, and fraud prevention. The loyalty program increased customer enrollment, boosted in-store traffic, and enhanced customer engagement, driving repeat business in a competitive market.
Make An Enquiry
Curious about how Cardtrend’s solutions can benefit your business? We’re here to help! Whether you’re looking for customized payment systems, regulatory compliance support, or innovative technology, reach out to us today. Let’s discuss your needs and explore how we can drive success together. Make an enquiry now!
The latest news from our blog
Stay up-to-date with the latest news from the Cardtrend blog! Discover industry insights, updates on our innovative payment solutions, and trends shaping the future of digital payments, mobility, and customer engagement. Our blog keeps you informed on how Cardtrend is driving change and delivering value across sectors.
