Transform your business with our digitization solutions

23 Years of Expertise: Delivering High-Volume, Compliance-Driven Integrations. Since 2001, we’ve built a strong reputation for seamless solutions and exceptional client retention, ensuring your business operations run smoothly and efficiently.

23

YEARS IN BUSINESS

5

COUNTRIES WE OPERATE IN

10+

YEARS OF CLIENT PARTNERSHIP

Proven Expertise

Our dedication to quality and reliability is evident in our exceptional client retention, with many clients trusting us for over a decade. We’re committed to driving innovation while maintaining secure, efficient, and seamless integration solutions tailored to meet the complex needs of businesses across the region.

Our Solutions

As a leader in Malaysia’s transaction ecosystem, we’ve been at the forefront of delivering specialized closed-loop transaction solutions exclusively for B2B clients. With over 23 years of expertise in managing high-volume, compliance-driven integrations, we take pride in being the first in ASEAN to achieve PCI-SSF certification.

View All Solutions

Closed-Loop Transaction Ecosystem

Cardtrend Systems, our primary business unit, specializes in developing and delivering in-house solutions for closed-loop transaction ecosystems. Our flagship products include iAuth, a robust rule-based authorization engine; FleetOps, a comprehensive fuel card management system; and LoyaltyOps, a versatile loyalty management platform. Each product is designed to offer seamless integration, scalability and efficient handling of high transaction volumes.

Universal Card Management System

Cardtrend Innovations is spearheading the development of our Universal Card Management System (UCMS), launched in 2022. UCMS streamlines the management of various payment instruments through modules for eight card types, including gift, medical, credit, and fuel cards. Its modular architecture provides scalability, enabling businesses to easily adapt and expand as their needs evolve.

Partner Solutions

Cardtrend Infinity establishes strategic alliances with technology partners, serving as both a reseller and implementor. Our partner ecosystem features providers of AI-powered procurement platform, smart facility operations and management solution, and comprehensive contact center services. These partnerships enhance our clients’ operational efficiency.

Client Support Services

Our client support services provide comprehensive software maintenance and IT operations, including Level 1, 2, and 3 application support, system monitoring, and regular updates. We offer professional training, feature enhancements, and change requests tailored to business needs. Our dedicated team ensures seamless operations, meeting all SLAs and client requirements efficiently.

The Cardtrend Group Of Businesses

The Cardtrend Group of Companies is a dynamic organization fostering transformative innovation through its specialized business units. At its core, Cardtrend Systems designs and manages closed-loop transaction ecosystems, while Cardtrend Infinity integrates partner solutions, advancing Research & Development with Cardtrend Innovations and expanding its global footprint through Cardtrend UK.

Find Out More

Cardtrend Systems

Cardtrend Systems, our primary business unit, specializes in developing and delivering in-house solutions for closed-loop transaction ecosystems. We are currently serving key markets across Southeast Asia, including Malaysia, Brunei, the Philippines and Thailand. We are now targeting expansions into Indonesia, Laos, Cambodia, as well as the Pacific regions of Australia and New Zealand.

Cardtrend Innovations

Cardtrend Innovations is dedicated to driving innovation and technological advancements. We focus on developing cutting-edge solutions that meet the evolving needs of the transaction ecosystem, ensuring our clients stay ahead with the latest tools and technologies for seamless, efficient operations.

Cardtrend Infinity

Cardtrend Infinity specializes in system integration and partner solutions implementation. By collaborating with external partners, we deliver solutions that extend beyond our in-house capabilities, targeting a variety of sectors, including energy, public services, and healthcare. As both resellers and implementers, we focus on ensuring seamless integration and optimal functionality across systems through our strategic partnerships.

Cardtrend UK

Cardtrend UK is our first overseas office, expanding our global presence and serving as a gateway to new markets. Focused on delivering our in-house closed-loop transaction ecosystem solutions, we target key regions including the UK, Europe, Africa, and the US, driving growth and innovation on a global scale.

Our Affiliations

Cardtrend is affiliated with some prominent key industry organisations and we’re an approved vendor within our client’s vendor management system.

About Us

Malaysia Digital

PIKOM Malaysia

PETRONAS
(Licensed Supplier)

e-Perolehan Malaysia

MATRADE Malaysia

Crown Commercial Service
(United Kingdom)

Our Case Studies

Explore our success stories through a collection of in-depth case studies. Each showcases how the Cardtrend Group of Companies has delivered innovative, compliance-driven transaction solutions across industries. From seamless system integrations to groundbreaking R&D, our case studies highlight the measurable impact we’ve made for clients worldwide.

View All Case Studies
Mobility

Enhancing Customer Loyalty In Mobility Solutions

Cardtrend UK’s Universal Card Management System (UCMS) leverages emotional and contextual data to strengthen customer loyalty in the mobility sector. By rewarding eco-friendly behaviors and integrating personalized rewards, businesses can enhance customer lifetime value, reduce brand switching, and foster deeper connections.

Financial Services

UCMS For Responsible Microcredit Management

Cardtrend’s Universal Card Management System (UCMS) offers a secure, real-time solution for responsible microcredit management, designed to meet the growing demand for financial inclusion. UCMS reduces defaults by up to 40%, ensures proper fund usage, and empowers microfinance institutions, NGOs, and governments to efficiently manage and track microcredit operations.

FleetOps

Elevating Card Management Through IT Operations

Cardtrend partnered with a leading energy corporation in Malaysia to streamline IT infrastructure for fuel card operations using FleetOps. By providing specialised support, proactive monitoring, and managing third-party hosting, Cardtrend ensured 99.9% uptime, improved operational efficiency, and scalable solutions.

Fuel Retailing

Improving Customer Loyalty In Fuel Retail

Cardtrend helped a leading oil company in the Philippines launch its first loyalty program using the LoyaltyOps platform. The solution offered real-time points tracking, flexible redemption options, and fraud prevention. The loyalty program increased customer enrollment, boosted in-store traffic, and enhanced customer engagement, driving repeat business in a competitive market.

Make An Enquiry

Curious about how Cardtrend’s solutions can benefit your business? We’re here to help! Whether you’re looking for customized payment systems, regulatory compliance support, or innovative technology, reach out to us today. Let’s discuss your needs and explore how we can drive success together. Make an enquiry now!